• Restricted to log or stone homes
• County road maintenance
• Grid electricity
• Drilled well and legal septic required before occupancy

Before I go further, common decency requires that I inform you that I am about to attempt to turn one of my problems into one of your problems.

Forewarned is forearmed, right?

Now, perhaps you’re wondering why on Earth you would want to take over my troubles when you have custom-fitted ones of your own. The answer to that is, in all likelihood, that you wouldn’t. That is, unless you are a particular sort of person.

We’ve already determined that you’re interested in buying land—ergo, why else would you have subscribed to this mailing list—so that doesn’t make you much different than anyone else among the thousands of wonderful folks reading this newsletter. Were it not for your stunning good looks and effervescent personality, you’d be just like them.

No, the recipient of my vexations needs to be someone who can do practical nuts-and-bolts things like carpentry, plumbing, and masonry. It can’t be some helpless ninny like myself, rather, the person I’m looking for needs to be good with his/her hands and accomplished at getting things done with practicality and efficiency, whereas I was an English major.

Here’s my problem: we have this parcel of land out at our Clearwater Mountain location on Clearwater Lake (a remarkable coincidence). It’s about 140 miles south of St. Louis and 100 miles west of Cape Girardeau. Clearwater Mountain is restricted to log or native stone homes. This parcel in question—a delightful 2.7 acres just above Clearwater Lake—already has a rather poorly constructed shell of a log home. That’s what presents the problem. While I happen to think that this building has some intrinsic value, mostly in the huge pine logs, we would have to say that it’s pretty rough.

Our company has a weekly conference call on Monday morning. This Monday we were discussing this property when someone who hadn’t seen it posed the question, “Is it liveable?” My reply was, “You would be amazed at what I have seen people living in.”

We’d like to sell this property to someone who has the capability to either fix it up or tear it down.

We like selling property OUR way, which is to say no down payment and a fifteen-year amortization.

Unfortunately, if we do that when there’s a building involved, no matter how awful that building is, there are still quite a number of people who are quite capable of making the cabin, and the property, even worse.

What I’m getting at is that we need to sell this property to a serious, capable, adult who we know is going to be reliable; someone who’ll do what they say they will.

We think we have a way to determine whether prospects fit this description: we’ll sell you this dandy little 2.7 acres above the lake, at a price that makes the building essentially free—and as tacky as the cabin is right now, those logs are pretty valuable and structurally very strong. We’ll sell it for only the first month’s payment down, just like everything else we sell, but here’s the catch: you have to agree to drill a water well before you take up residence on the property. Then you can turn the cabin into something to be proud of, or tear it down, sell these 12” logs and build anew. (PLEASE NOTE: We also have a well requirement at our Jacks Fork Farmsteads properties, but the rest of our inventory does not require it.)

If you’re really serious about living in the country, you’ve got to have a drilled well, so it’s not like this is going to cause you to buy anything you don’t need otherwise. We’ll sell you this nice 2.7 acres with this pretty-awful cabin you see in the photos for the first monthly payment on a 15-year note, as long as you contractually agree not to live on the property until you’ve drilled a well (and the state will require a legal septic solution).

We have a few pictures to see here, but you need to visit the property in person before you make this deal.

Size
2.7 acres surveyed and platted by Schultz Engineering Services of Poplar Bluff.

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Legal Description
CLEARWATER MOUNTAIN PARCEL A: as shown on the Official Plat of Clearwater Mountain recorded in the Office of Reynolds County Recorder, Centerville, Missouri at Book 2, Page 4. Section 26, Township 29, Range 2E

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Title
We will pass Fee Simple Title to the purchaser conveying 100% of the ownership of the property including all timber, mineral and water rights. We own this property free and clear of all tax liens, judgments mortgages or other encumbrances. As purchaser, you are not assuming any existing liens. We will record a Warranty Deed to the property in your name after you have made six monthly payments.

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Access
The Parcel fronts on Reynolds County Road 417.

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Utilities:
Water
We do not supply water or water systems to any of these properties. Purchasers of these parcels need to arrange to drill their own private water well. For information on drilling procedures you should contact local well-drillers. Current prices charged by local well-drillers run around $8 per foot to drill and $9-13 per foot to install a 6-inch casing. Missouri law requires a minimum of 80 feet of casing in all locations and more in some. The estimated cost of a complete well, casing and pump system in this area is $7,500. Permits are not required to drill water wells for single-family dwellings; however, you are required to hire a state-licensed well-driller.

Electric
Electrical service has been extended to the south end of the parcel along the access road. Black River Electric CO-OP P.O. Box 31, Fredricktown, Missouri, 63645, 800-392-4711 provides electricity to Clearwater Mountain.

Telephone and Internet
Telephone and internet services are provided to Clearwater Mountain by CenturyLink 800-201-4099.

Septic
You may not take up occupancy until you provide sewage disposal for your property in the form of either:

(A.) a septic tank and leach field, or (B.) a commercially manufactured composting toilet system.

The State of Missouri says that any septic tank and leach field on less than three acres must be installed to Missouri Department of Natural Resources specifications. You can get information on these by speaking to the Health Department in your respective County Seat.

Since they do not endanger the ground-water, properly operated and maintained composting toilets are not restricted, and thus are permitted at all locations.

Garbage Disposal
Open dumping is illegal in the state of Missouri. Before occupying the property, you must make arrangements with a State-approved garbage collection company.

Gas
Propane gas is available from local dealers.

Mail Delivery
Mail is delivered to Clearwater Mountain on Reynolds County Road 417. To establish a mailbox there, contact the postmaster at the Ellington Post Office.

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Deed Restrictions

This Property, if occupied, shall not be used for other than private, single-family residential purposes. No more than one dwelling may be constructed on any parcel. No commercial or business activities are allowed that require additional parking or signage larger than 2 square feet in area, such as 1 foot by 2 feet or 6 inches by four feet.

Explanation: Your home business is encouraged, but not if it's large enough to turn the neighborhood into a strip mall or a resort.

All homes constructed on the Property shall be complete on their exterior within 180 days from the date construction above the foundation is begun unless the building site is within sight of the access road, in which case, such homes must be completed on their exterior within180 days after foundation construction is begun. All construction shall be of either whole-log construction or native stone construction or any combination of native stone and whole-log construction of not less than 1000 square feet in living area permanently attached to an adequate concrete foundation. An adequate concrete foundation shall be one consisting of poured concrete or mortared concrete block placed in any combination of beams, piers, pilings and/or footings which supports the dwelling sufficiently that no settling greater than one inch in forty lineal feet shall occur. Mobile homes and metal buildings are not permitted on the roads or property of Clearwater Mountain under any circumstance.

Explanation: We want to encourage you to build your own home using local materials from the Missouri forest. Log home kits are permitted, but not purchased, imported stone. Hiring a contractor is permitted, but the emphasis here is on the owner-builder and sensible, affordable housing. Wood panels that look like logs are not acceptable, and you can't cut the timber off of the property to build the home. However, you can use all the rock from the property that you want.

Camping for more than 14 days in a twelve-month period is not permitted. Camping equipment or trailers may not be left on the property between uses unless kept within a closed building or otherwise covered.

Explanation: Temporary housing or camping on the property is permitted while your home is under construction.

Secondary electrical service shall be by underground cable unless specific conditions exist at the time of installation which make this impossible or if Black River Electric Co-op should refuse to install such underground cable. Primary electrical service shall be by either overhead or underground cable.

Explanation: Use buried cable from the county road back to the house.

No construction, other than fencing, shall take place within the boundaries of building setbacks and utility easements as defined in the Official Plat of Clearwater Mountain. No flags, banners or signs other than signs to identify the owner and or address of the parcel, or signs advertising the parcel for sale, are permitted between the building setbacks and the road. Fences must not encroach upon the road easements.

Explanation: This assures you that your neighbor can't block the access road, or encroach on your property and that you won't be living in a neighborhood full of swastikas, Confederate flags, hate speech or threatening rants.

No parcel of the Property as the same shall appear on the Official Plat of Clearwater Mountain as recorded at Book 2, Page 4, Reynolds County Recorder's Office, Centerville, Missouri, may be further sub-divided.

Explanation: This keeps your neighbors from turing their parcel into a motel or resort.

Waste materials must be kept in closed containers at all times. Parcels must be kept free of refuse, debris, and rubbish. No derelict vehicles may be kept on any parcel unless kept in an enclosed garage. Derelict vehicles are defined as those which EITHER do not run or are not licensed.

Explanation: This simply protects your property values and keep trash from blowing through the woods.

Any animals kept on this property shall be maintained in such a manner that they do not present a nuisance to owners of neighboring parcels. Kennels and feedlots are not permitted.

Explanation: In most cases, this simply means that if you have livestock you keep it fenced-in.

All wastewater treatment facilities must be constructed in accordance with all federal, state and local standards.

Explanation: You have to obey the law.

Deed restrictions are restrictions on this property which have been recorded with the county, and which will remain in effect even when the property changes hands. This does not mean that our contract, which expires when you no longer owe us money, does not contain certain requirements in addition to these.

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Click HERE to see a Sample Contract

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Taxes
$150 (estimate)

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Building codes and/or permits
Reynolds County does not issue building permits and no building codes are in effect. The County Health Department must approve your septic system.

Driving Directions to Locate Clearwater Mountain Parcel Q

To Get to the Property from Ellington: Take Highway 21 south about two miles to Highway H, where you turn left. Follow H for about 11 miles until, just above the lake, you see two signs, one on either side of the road, saying "dead end". The Clearwater Mountain road is the next left right after that, that is, County Road #417. The southwest corner of Parcel Q is roughly 600ft from the paved highway on your left.

All parcels have been surveyed by Schulz Engineering Services of Poplar Bluff, however the survey pins are getting hard to locate. Refer to our maps.

Disclaimer: These directions are accurate to the best of our knowledge but cannot be guaranteed. Visit this property at your own risk, we are not responsible for accidents.

No Down Payment - Warranty Deed after Six Months

Welcome to OzarkLand.com where, since 1982, we have dedicated ourselves to making Ozark Mountain land available to anyone who sincerely wants to own it, on a first-come, first-served basis. You don’t need to make a sizeable down payment, or any down payment at all—just start making the monthly payments.

All of the properties we sell are owned by us, free and clear. That means that when we pass title to you, you don't need to worry that some disinterested third party—such as a bank—may own an interest in the property. This is frequently not the case in the real estate world at large.

We give you a Warranty Deed guaranteeing the title—no lease-options, no long-term land contracts, but fee-simple title to the property after only six months' timely payments.

All of the properties featured in our inventory are available to you via our very liberal financing plan. In fact, we’ll finance your whole land purchase with less paperwork and frustration than you'd experience buying a used car, and with no hidden expenses and one low-interest rate that’s remained unchanged since 1982.

We'll set up a contract with you in return for one monthly payment. After six monthly payments, we give you a Warranty Deed to the property, and we hold a Deed of Trust and Quit-Claim Deed as security. We record the deeds at the county courthouse at our expense, and we pay all closing costs.

There are no penalties for pre-payment.

Terms are 9% simple interest for 15 years.

Check out the "How It Works" page for more information.