Clearwater Mountain Parcel N


CMN 2 

2.4 forested acres  -  $17,291

Monthly payment:   $175.38

Are you one of these people who was born 200 years too late, except for when you want to watch TV or use the computer? Have I ever got a place for you.

Clearwater Mountain is the only location we’ve ever started that restricts what you can build, but even there you still have a lot of leeway. The rules say homes must be built of whole logs (no, not faux-log siding) and/or native stone. This can mean one of those wildly-expensive kit homes you see advertised, or (more what we intended) middle-class homes made of very affordable materials: logs (the kind you find growing all over the Ozarks) and stone (the kind you find laying all over the ground). And yes, you can pick up all the rocks you like, but you can’t cut timber off the property to build with.

The goal being that the Clearwater Mountain area remains natural in appearance, but you don’t have to be fantastically wealthy to live there.

Parcel N is one of the more attractive properties there, even though there is very limited level ground, it being comprised of a narrow hollow between two steep hillsides. They say no place is tornado-proof, but this one must come pretty close. Still, it’s located only about half a mile from a paved road and the access road is maintained by Reynolds County. If you thought having extreme privacy meant having to maintain a long private road, you really ought to investigate this location.

So, when you’re back there contemplating your navel, or whatever you especially like to do when you’re enjoying your solitude, you’ll find it hard to believe you’re so close to the fun times at the Webb Creek Marina and Webb Creek Park facilities, as well as several zillion fish. You’ll find that Reynolds County has lots of National Forest, State Forest, and National Park land, so hunting, fishing, and all sorts of backwoods amusement awaits.

Ellington, Missouri, one of the least expensive places to live in the United States, is only 12 miles away.















CMN hollow

CMN hollow2








Below: this is County Road 417 which accesses the parcel.


The next 3 photos are of Clearwater Lake


CM Dc1




  • 2.4 acres surveyed and platted by Schultz Engineering Services of Poplar Bluff.

Legal Description:

  • CLEARWATER MOUNTAIN PARCEL N: as shown on the Official Plat of Clearwater Mountain recorded in the Office of Reynolds County Recorder, Centerville, Mo at Book 2, Page 4. Section 26, Township 29, Range 2E.


  • We will pass Fee Simple Title to the purchaser conveying 100% of the ownership of the property including all timber, mineral and water rights.

  • We own this property free and clear of all tax liens, judgments mortgages or other encumbrances. As purchaser, you are not assuming any existing liens.

  • We will record a Warranty Deed to the property in your name after you have made six monthly payments.


  • The Parcel fronts on Reynolds County Road 417.


  • Water:

    • We do not supply water or water systems to any of these properties. Purchasers of these parcels need to arrange to drill their own private water well. For information on drilling procedures you should contact local well drillers which are listed in the yellow pages of local phone books or we will recommend some to you.Current prices charged by local well drillers run around $8 per foot to drill and $9-13 per foot to install a 6 inch casing. Missouri law requires a minimum of 80 feet of casing in all locations and more in some. The estimated cost of a complete well, casing and pump system in this area is $7,500.Permits are not required to drill water wells for single family dwellings; however you are required to hire a state-licensed
      well driller.

  • Electric:
    • Electrical service is not extended to the property.

      P.O. Box 31, Fredricktown, MO 63645
      (800)392-4711 provides electricity to Clearwater Mountain. Electrical hook-up is free to permanent residences; however charges could change at any time.

  • Telephone and Internet:

  • Septic:

    • We do not provide any means of sewage disposal for these properties.  Being in a rural area, the most common methods of sewage disposal are by individual on-site septic tanks, however composting toilets and out-houses are permitted.  The Missouri Department of Natural Resources has given general approval for this usage of this site for individual sewage treatment systems.  Septic systems must be constructed in accordance with County and State standards, and you must obtain permission from the Reynolds County Health Department P.O. Box 40 Centerville, MO 63633 Phone: 573-648-2498 FAX: 573-648-2510 to install a septic tank. The average cost of a septic tank and drain field is $3500.

  • Gas:
    • Propane gas is available from local dealers.

  • Mail Delivery:

    • Mail is delivered to Clearwater Mountainon Reynolds County Road 417. To establish a mailbox there, contact the postmaster at the Elington Post Office.


  1. This Property, if occupied, shall not be used for other than private, single family residential purposes. No more than one dwelling may be constructed on any parcel. No commercial or business activities are allowed that require additional parking or signage larger than 2 square feet in area, such as 1 foot by 2 feet or 6 inches by four feet.

    Explaination: Your home business is encouraged, but not if it's large enough to turn the neighborhood into a strip mall or a resort.

  2. All homes constructed on the Property shall be complete on their exterior within 180 days from the date construction above the foundation is begun unless the building site is within sight of the access road, in which case, such homes must be complete on their exterior within180 days after foundation construction is begun.  All construction shall be of either whole-log construction, or native stone construction or any combination of native stone and whole-log construction of not less than 1000 square feet in living area permanently attached to an adequate concrete foundation.  An adequate concrete foundation shall be one consisting of poured concrete or mortared concrete block placed in any combination of beams, piers, pilings and/or footings which supports the dwelling sufficiently that no settling greater than one inch in forty lineal feet shall occur. Mobile homes and metal buildings are not permitted on the roads or property of Clearwater Mountain under any circumstance.

    Explaination: We want to encourage you to build your own home using local materials from the Missouri forest. Log home kits are permitted, but not purchased, imported stone. Hiring a contractor is permitted, but the emphasis here is on the owner-builder and sensible, affrodable housing. Wood panels that look like logs are not acceptable, and you can't cut the timber off of the property to build the home. However, you can use all the rock from the property that you want.

  3. Camping for more than 14 days in a twelve-month period is not permitted. Camping equipment or trailers may not be left on the property between uses unless kept within a closed building or otherwise covered.

    Explanation: Temporary housing or camping on the property is permitted while your home is under construction.

  4. Secondary electrical service shall be by underground cable unless specific conditions exist at the time of installation which make this impossible or if Black River Electric Co-op should absolutely refuse to install such underground cable. Primary electrical service shall be by either overhead or underground cable.

    Explaination: Use buried cable from the county road back to the house.

  5. No construction, other than fencing, shall take place within the boundaries of building setbacks and utility easements as defined in the Official Plat of Clearwater Mountain. No flags, banners or signs other than signs to identify the owner and or address of the parcel, or signs advertising the parcel for sale, are permitted between the building setbacks and the road. Fences must not encroach upon the road easements.

    Explanation: This assures you that your neighbor can't block the access road, or encroach on your property and that you won't be living in a neighborhood full of swastikas, Confederate flags, hate speech or  threatening rants.

  6. No parcel of the Property as the same shall appear on the Official Plat of Clearwater Mountain as recorded at Book 2, Page 4, Reynolds County Recorder’s Office, Centerville, Missouri, may be further sub-divided.

    Explanation: This keeps your neighbors from turing their parcel into a motel or resort.

  7. Waste materials must be kept in closed containers at all times. Parcels must be kept free of refuse, debris, and rubbish. No derelict vehicles may be kept on any parcel unless kept in an enclosed garage. Derelict vehicles are defined as those which EITHER do not run, or are not licensed.

    Explanaton: This simply protects your property values and keep trash from blowing through the woods.

  8. Any animals kept on this property shall be maintained in such a manner that they do not present a nuisance to owners of neighboring parcels. Kennels and feedlots are not permitted.

    Explanation:  In most cases, this simply means that if you have livestock you keep it fenced-in.

  9. All wastewater treatment facilities must be constructed in accordance with all federal, state and local standards.

    Explanation: You have to obey the law.

Here's the first home at Clearwater Mountain.  Log/stone homes are practical and especially economical if you buy native materials and build your own such as these folks did,  The Ozarks is covered with both logs and stones, and Reynolds County isn't hindered by lots of unnecessary building regulations.


  • $75.00 (estimate)

Building Codes and/or Permits:

  • Reynolds County does not issue building permits and no building codes are in effect. The County Health Department must approve your septic system.


Driving Directions to Locate Clearwater Mountain Parcel N:

To Get to the Property from Ellington:  

Take Highway 21 south about two miles to Highway H, where you turn left.  Follow H for about 11 miles until, just above the lake, you see two signs, one on either side of the road, saying "dead end".  The Clearwater Mountain road is the next left right after that, that is, County Road #417.

Parcel N fronts on CR #417 in 7/10th’s of a mile

All parcels have been surveyed by Schulz Engineering Services of Poplar Bluff, however the survey pins are getting hard to locate.  Refer to our maps.


GPS Co-ordinates at the parcel:

Lat. 37.155486°     Lon. -90.814125°  

1. These directions are accurate to the best of our knowledge but cannot be guaranteed. Visit this property at your own risk, we are not responsible for accidents.
2. We get the GPS coordinates from Google Earth. The likelihood of them being absolutely correct is minimal. Therefore...
3. Do not attempt to find this property without taking paper copies of our maps and directions.




Buy This Parcel

2.4 forested acres  -  $17,291

Monthly payment:   $175.38


  • No Down Payment. 
  • Just make the first monthly payment and we'll have a contract package on it's way to you.
  • You get a Warranty Deed to the property after six months' timely payments.
  • 9% simple interest: 180 months to pay.
  • No penalty for pre-payment in any amount, at any time.
  • 15% discount for cash.


Initial and subsequent payments may be made online by credit / debit card, or by mail. * 

Please read the directions carefully.

Questions? Email  This email address is being protected from spambots. You need JavaScript enabled to view it.

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